October 30, 2020

Mastercard is a digital brand of choice for cashless payments

Mastercard Tap & Go® is quickly catching on in Kenya. It is a contactless technology that lets you make everyday purchases quickly and safely with just a tap of your contactless-enabled Mastercard. So checkout is easier than ever, and it’s faster than fumbling with cash.

Globally, it has become a popular technology and this method, rather than inserting or swiping your card and entering a PIN, is revolutionary and is safer given the precautions recommended by WHO due to the ongoing pandemic.

Contactless is a viable solution as users only need to “tap”. It is a safer, cleaner, faster way to pay, as well as offering control over human-to-human interaction at this critical time.

The method of payment is quite simple. Below are the steps when using Mastercard Tap & Go®

  1. Make a purchase with any Mastercard at a merchant that has a contactless terminal.
  2. Hold your card within 4 cm of the terminal to approve the purchase.
  3. Wait for the green light and a beep indicating your purchase has been approved.

In some instances, the technology comes with a caveat. For example, at some outlets, if the purchase is over sh.10,000/=, you’ll be required to enter your PIN after tapping the terminal.

How this technology works and how your purchases are kept secure.

Contactless payments use an embedded computer chip and radio frequency antenna to communicate with the contactless terminal card reader. Each contactless payment generates a unique code so you won’t be charged double for contactless payments if you accidentally tap your card on the reader twice.

Essentially, your card doesn’t have to leave your hand.

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