November 24, 2020

Marriott credit cards: Current welcome bonuses in 2020

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If you’re a Marriott loyalist, having a Marriott Bonvoy credit card is an easy way to boost your points earnings and work toward future award stays at your choice of more than 7,000 properties around the world. Even if you’re not planning on booking travel in the near future, keep in mind that Marriott points don’t expire until 24 months from your last account activity — and using a Marriott credit card is considered account activity.

For those looking to earn more Marriott points, this generous limited-time offer for the Marriott Bonvoy Boundless™ Credit Card could be worth it. You can now earn five free nights when you spend $5,000 on the card in the first three month. Each free nights is worth up to 50,000 Marriott Bonvoy points, so this sign-up offer is worth up to 250,000 points total.

Regular APR

15.99% – 22.99% Variable

Credit Score

Good to Excellent

  • Details
  • Pros & Cons

    • Earn 5 Free Nights after you spend $5,000 on purchases in the first 3 months from account opening.
    • Our Best Free Night Offer Yet
    • Earn 6X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
    • 2X Bonvoy points for every $1 spent on all other purchases.
    • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
    • Automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year.
    • 15 Elite Night Credits each calendar year.
    • No foreign transaction fees.
    Pros
    • Annual free night reward for hotels that cost up to 35,000 points can be worth more than annual fee
    Cons
    • The only lucrative bonus category is participating Marriott Bonvoy hotels
    • Upgrading to Gold status requires spending $35,000 on the card in an account year,


    Read Our Review
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    We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

    For a limited time, the Marriott Bonvoy Boundless™ Credit Card is offering a welcome bonus of five free nights after new cardholders spend $5,000 in the first three months. This is the highest welcome offer available across all Marriott credit cards right now, and it’s also the highest bonus the Boundless card has ever offered.

    The Marriott Bonvoy Boundless™ Credit Card is Marriott’s mid-range credit card option, with a $95 annual fee. In addition to the free nights you can earn from the welcome bonus, you get an annual free night award — which you can use at Marriott hotels that cost up to 35,000 points — that can really deliver significant value. Read our review of the Marriott Bonvoy Boundless card for more info.

    Regular APR

    15.74% to 24.74% variable APR on purchases.

    Credit Score

    Good to Excellent

    Featured Reward

    75,000 points after you spend at least $3,000 in your first 3 months of account opening

    Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Details
  • Pros & Cons

    • The information related to the Marriott Bonvoy Brilliant™ American Express® Card has been collected by Business Insider and has not been reviewed by the issuer
    • 6x points for each dollar of eligible purchases at participating Marriott Bonvoy hotels
    • 3x points at U.S. restaurants and on flights booked directly with airlines
    • 2x points on all other eligible purchases
    • Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees
    • $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott Bonvoy hotels
    • Complimentary Marriott Bonvoy Gold Elite status. Earn Marriott Bonvoy Platinum Elite status after making $75,000 in eligible purchases on your Card in a calendar year.
    Pros
    • Annual statement credits can save you money on Marriott stays
    • You get a free reward night each year after your account anniversary
    • Complimentary Gold elite status with Marriott
    Cons
    • High annual fee
    • Other cards are more rewarding for earning points on your spending


    Read Our Review
    Read Our ReviewA looong arrow, pointing right

    The second-best welcome bonus is available on two Marriott credit cards from American Express: the Marriott Bonvoy Brilliant Card and the Marriott Bonvoy Business Amex Card. With each card, you can earn 75,000 points after you spend $3,000 in the first three months from opening the card.

    The Marriott Bonvoy Brilliant Card is Marriott’s luxury card, with a $450 annual fee and benefits like a $300 statement credit for eligible Marriott properties each account year and complimentary Marriott Bonvoy Gold elite status. Due to the high fee, it’s best for frequent Marriott guests who can put its various benefits to use on a regular basis.

    Regular APR

    15.74% – 24.74%

    Featured Reward

    75,000 points after you spend at least $3,000 in your first 3 months of account opening

    Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Details
  • Pros & Cons

    • 6X Marriott Bonvoy points at participating Marriott Bonvoy hotels
    • 4X points for each dollar of eligible purchases at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers & on U.S. purchases for shipping.
    • 2X points on all other eligible purchases
    • Complimentary Silver Elite Status
    Pros
    • Comes with a free night reward every year after your account anniversary
    • Earns 4x points on several bonus spending categories, including US purchases for shipping and US restaurants
    Cons
    • The complimentary Silver elite status isn’t very valuable
    • Not the best option for earning rewards on non-bonus category purchases

    The Marriott Bonvoy Business Amex Card has a more moderate annual fee of $125 and comes with a free night award (for hotels that cost up to 35,000 points) each year after your cardmember anniversary.

    Regular APR

    15.99% – 22.99% Variable

    Credit Score

    Good to Excellent

  • Details
  • Pros & Cons

    • Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
    • No Annual Fee!
    • Earn 3X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
    • 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains).
    • 1X point for every $1 spent on all other purchases.
    • Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
    • No Foreign Transaction Fees.
    • Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
    Pros
    • No annual fee
    • Cardholders get 15 elite night credits toward status
    Cons
    • Only offers strong rewards for Marriott purchases


    Read Our Review
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    There’s also the Marriott Bonvoy Bold™ Credit Card, with no annual fee, which is currently offering 30,000 points after you spend $1,000 in the first three months. You don’t get a free annual reward night with this card, but it could be a good option if you’re looking to earn Marriott points without paying an annual fee.

    The Boundless card’s welcome offer won’t last forever

    There’s currently no end date for the offer of five free nights on the Marriott Bonvoy Boundless™ Credit Card, but it is being marketed as limited-time, so don’t wait too long if you’re interested.

    Disclosure: This post is brought to you by the Personal Finance Insider team. We occasionally highlight financial products and services that can help you make smarter decisions with your money. We do not give investment advice or encourage you to adopt a certain investment strategy. If you take action based on one of our recommendations, we get a small share of the revenue from our commerce partners. This does not influence whether we feature a financial product or service. We operate independently from our advertising sales team.

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    Please note: While the offers mentioned above are accurate at the time of publication, they’re subject to change at any time and may have changed, or may no longer be available.

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